GBANK VISA SIGNATURE® CREDIT CARD TOOLKIT
Sightline is committed to providing our Partners with guidance and resources needed to effectively market solutions to your patrons.
PATRON CHALLENGES
DECLINE ISSUES
Credit card declines are a persistent challenge due to Merchant Category Code (MCC) restrictions among major issuers such as Visa and Mastercard. Notably, issuers like Capital One, Bank of America, and Wells Fargo frequently block these transactions. These declines disrupt the customer experience, create obstacles in the funding process, and negatively impact overall revenue.
CASH ADVANCE FEES
Patrons often face high fees when using credit cards to fund their gaming activities, categorized as cash advances. These fees can deter customers from using their preferred payment methods, impacting their overall gaming experience.
LACK OF GAMING REWARDS
Unlike typical purchases that earn rewards, transactions classified as cash advance — including those for gaming and sports app loads — do not offer patrons any rewards. This can be a significant drawback for customers accustomed to earning points or cash back on their credit card spend.
CARD BENEFITS
1% CASHBACK REWARDS1
No Cash Advance Fees
High Gaming Approval Rate
2% Cashback Rewards2
$5,000 MIN/$15,000 Max
No Annual Fees3
Digital Card Available Upon Approval
Contactless Card
1Gaming and Sports App Loads are monetary transactions submitted by a Merchant using Merchant Category Code (MCC) 4829, 6051, 7800, 7801, 7802, 7995. Merchants are assigned an MCC based on the merchant's primary line of business. We do not determine which MCC a merchant chooses to classify itself.
2Earn 1% Cashback Rewards for every $1 spent on Gaming and Sports App Loads and 2% Cashback Rewards for every $1 spent in eligible net purchases (minus returns and credits). ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn Cashback Rewards.
3Minimum Finance Charge: $1.50; Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater; Foreign Transaction Fee: 3% of each Purchase or Cash Advance transaction in U.S. dollars; Annual Fee: None. For Additional information about Annual Percentage Rates (APRs), fees and other costs, please see Terms and Conditions.
You will qualify for a $150 Bonus if you use your new credit card account to make any combination of purchase transactions totaling at least $3,000 excluding any fees that post to your account within 90 days of the account open date (Bonus Period). After the Bonus Period ends and your total spend during the allotted timeframe qualifies for the Bonus, it may take up to 60 days for the Bonus to post to your account as a statement credit, which will not qualify as a payment and may not be used to pay full or partial minimum monthly payments, to which a full monthly payment may still be due and payable. The account must be open and not in default at the time of fulfillment. Returns, credits, and adjustments to this card will be deducted from purchases, even if this card was not the original payment method. Cash Advances, Balance Transfers, Foreign Transaction Fees, Late Fees, and Interest Charges are not considered purchases and do not apply for purposes of this offer. Limit: 1 bonus per new account. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. Your account must be open with active charging privileges in order to receive this offer. If at the time of fulfillment the account is suspended due to delinquency or closed for any reason, the $150 Bonus will be forfeited.
Subject to credit approval.
Additional disclaimer language will be needed when pre-screening and marketing to pre-approved patrons. Language will be provided when that process is taking place.